by ralstonandanthony | Aug 31, 2025 | Uncategorized
✅ Quick Summary: HOAs are bound by federal and state laws and can’t override your constitutional rights. Some HOA rules are unenforceable if they weren’t passed by vote or are applied inconsistently. Laws like the Fair Housing Act, the First Amendment, and...
by ralstonandanthony | Jul 28, 2025 | Uncategorized
✅ Quick Summary: A lien is a legal claim against a property due to unpaid debts. Common liens include mortgages, deeds of trust, unpaid taxes, contractor bills, HOA dues, special loans governed by the “UCC”, or child support. Liens must be resolved before a clean...
by ralstonandanthony | Jul 3, 2025 | Uncategorized
✅ Quick Summary: Yes, title insurance is still highly recommended—even if you’re paying in cash. Cash buyers are exposed to the same title risks as mortgage borrowers—and in some cases, even more. Without title insurance, you alone bear the risk of financial loss from...
